Financing vs. Leasing
Financing vs. Leasing a Vehicle in Nashville, IL
Ready to upgrade your ride? With our excellent lease and finance specials, it's easy to score a great deal on your next vehicle. Our finance team is happy to show you our best deals on new models and determine whether you should finance a vehicle purchase or start a new lease.
Benefits of Financing
Most people are familiar with the finance process. It's the most popular way for drivers in Nashville, IL, to fund the purchase of a new or used vehicle. Rather than paying the full purchase price upfront, you can borrow the amount and pay it back in smaller monthly payments over time. You can adjust the terms and monthly payment based on factors like credit, down payment amount, length of the loan term, and more. Here are some top reasons why drivers choose to finance rather than lease:
- Ownership benefits: No mileage limits or customization restrictions
- Build equity: You can sell or trade your vehicle at any time even if you still owe on the loan
- Drive payment free: Once you've paid the loan in full, you are free to enjoy your vehicle with no monthly payments
Benefits of Leasing
Leasing can be a great option, especially for drivers who are passionate about new cars. Leasing can often be more cost-effective for drivers who tend to trade up for something new every few years rather than keep their vehicles for five years or more. Here are some other great reasons to choose a new lease rather than financing a purchase:
- Lower Monthly Payments: Leasing offers the lowest monthly payments on average compared to financing.
- Fewer Maintenance or Repair Requirements: Leasing is only available for new cars still under the original warranty, and the terms typically only cover the best time to own the vehicle before encountering major maintenance or repair issues.
- Flexible Terms: Leasing offers many options during and after the lease term, and you can even purchase the leased vehicle at the end of the lease.
Choose Financing or Leasing at Holzhauer Chrysler Dodge Jeep Ram
Our Finance Center is a great source of information and assistance in determining which option is right for you. Holzhauer Chrysler Dodge Jeep Ram is committed to helping you find affordable solutions for your next vehicle, whether you decide to finance or lease. Contact us today to run the numbers and see which one is right for you.
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Holzhauer Chrysler Dodge Jeep Ram
17933 Holzhauer Automall Dr
Nashville, IL 62263-3413
- Sales: 618-327-4005
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